Equal Housing Opportunity

Effective Date: August 31, 2026
Last Updated: August 31, 2026

Our Commitment to Fair and Equal Lending

Brown – A Legacy of Home Lending is committed to providing equal access to mortgage lending opportunities and treating every applicant and prospective borrower fairly, consistently, and with respect.

We support the principles of Equal Housing Opportunity and conduct our lending activities in accordance with applicable federal and state fair housing and fair lending laws.

Equal Housing Opportunity

Brown – A Legacy of Home Lending does not discriminate in making available, providing, or evaluating mortgage lending services on a prohibited basis.

In accordance with applicable law, including the Fair Housing Act and the Equal Credit Opportunity Act (ECOA), we do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided an applicant has the legal capacity to enter into a contract), familial status, disability, receipt of income from a public assistance program, or the good-faith exercise of rights under the Consumer Credit Protection Act.

Additional protections may apply under state or local law.

Fair Lending Practices

Our commitment to fair lending applies throughout the mortgage process, including:

  • Providing information about available mortgage products and services

  • Responding to inquiries from prospective borrowers

  • Accepting and evaluating mortgage applications

  • Determining eligibility in accordance with applicable underwriting guidelines

  • Providing information regarding rates, terms, fees, and loan programs

  • Processing and servicing mortgage-related transactions, where applicable

  • Providing customer service to applicants and borrowers

Credit and lending decisions are based on legitimate financial and underwriting considerations and applicable program requirements—not on prohibited discriminatory factors.

Accessibility and Accommodation

Brown – A Legacy of Home Lending is committed to providing individuals with disabilities reasonable access to information regarding our mortgage lending products and services.

If you require assistance accessing information on this website or need information provided through an alternative method, please contact us.

Mortgage Information

Information provided on this website is for general informational purposes and does not constitute an offer, commitment, or guarantee to lend.

Loan programs, interest rates, terms, conditions, fees, and eligibility requirements are subject to change without notice and may vary based on individual circumstances.

All mortgage applications are subject to applicable credit, income, property, underwriting, documentation, and program requirements.

Questions or Concerns

If you have questions about our Equal Housing Opportunity practices, fair lending policies, mortgage products, or services, please contact us:

Brown – A Legacy of Home Lending
Edwardsville Office
231 N Main St
Edwardsville, Illinois 62025

Call/Text: (618) 975-1923
Email: [email protected]

Equal Housing Opportunity

Brown – A Legacy of Home Lending is an Equal Housing Opportunity lender. Brown – A Legacy of Home Lending is committed to fair and responsible lending and to providing qualified applicants equal access to mortgage lending opportunities without discrimination as prohibited by applicable law.

Equal Housing Opportunity.

Three offices. Same team.

Edwardsville

231 N Main St
Edwardsville, IL 62025

Brycen Brown · NMLS #2567359

618-278-8820
Mon–Fri 9:00–5:00

Get directions to Edwardsville →

Lake Geneva

753 Geneva Parkway, Building 2, Suite 4
Lake Geneva, WI 53147

James Bochnovic · NMLS #1892655

630-217-7604
Mon–Fri 9:00–5:00

Get directions to Lake Geneva →

Oakbrook Terrace

1801 S Meyers Rd, Ste 500
Oakbrook Terrace, IL 60181

Blake Brown · NMLS #1525629

618-978-5744
Mon–Fri 9:00–5:00

Get directions to Oakbrook Terrace →

Brown

A Legacy of Home Lending

618-278-8820

Follow the team

Available loan programs

  • Pre-Approval
  • Conventional
  • FHA
  • VA
  • USDA
  • Jumbo
  • Refinance

Company

Areas served

Edwardsville, Glen Carbon, Troy, Collinsville, Maryville, Highland, Bethalto, Wood River, Alton, O'Fallon, Belleville, Lake Geneva, Delavan, Elkhorn, Walworth County, Oakbrook Terrace, Oak Brook, Lombard, Downers Grove, and the greater St. Louis Metro East, Southeast Wisconsin, and Chicago western suburbs.

Equal Housing Opportunity. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. We do not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, age, marital status, or source of income.

Brown — A Legacy of Home Lending · Company NMLS #[COMPANY NMLS] · Verify our licensing at NMLS Consumer Access.

Loan Officers: Brycen Brown, NMLS #2567359 (Edwardsville, IL) · Blake Brown, NMLS #1525629 (Oakbrook Terrace, IL) · James Bochnovic, NMLS #1892655 (Lake Geneva, WI).

Licensed in Illinois, Wisconsin, and Missouri. Illinois Residential Mortgage Licensee #[IL LICENSE NO], Illinois Department of Financial and Professional Regulation, Division of Banking, 100 W. Randolph, 9th Floor, Chicago, IL 60601, (844) 768-1713. Wisconsin Mortgage Banker #[WI LICENSE NO]. Missouri Residential Mortgage Loan Broker License #[MO LICENSE NO].

This is not a commitment to lend. All loans are subject to credit approval, income verification, and property appraisal. Interest rates, program terms, and conditions are subject to change without notice and are not available in all states or for all loan amounts. Not all applicants will qualify. Contact us for details and current rates.

Brown — A Legacy of Home Lending is not affiliated with or acting on behalf of the U.S. Department of Housing and Urban Development, the Federal Housing Administration, the Department of Veterans Affairs, the U.S. Department of Agriculture, or any other government agency.

© 2026 Brown — A Legacy of Home Lending. All rights reserved.