Cookie Policy

Effective Date: August 31, 2026
Last Updated: August 31, 2026

Brown – A Legacy of Home Lending (“Brown,” “we,” “us,” or “our”) uses cookies and similar technologies on this website to provide website functionality, understand how visitors interact with our website, improve the user experience, measure marketing effectiveness, and support our mortgage lending services.

This Cookie Policy explains what cookies are, how we use them, and the choices available to you.

1. What Are Cookies?

Cookies are small text files that may be placed on your computer, smartphone, tablet, or other device when you visit a website. Cookies allow websites to recognize a browser or device and help provide information about how visitors interact with the website.

We may also use similar technologies, including pixels, tags, scripts, and local storage.

2. How We Use Cookies

We may use cookies and similar technologies for several purposes:

Essential Cookies
These cookies are necessary for the website to operate properly. They may support website security, navigation, forms, accessibility, and other essential website functionality.

Analytics and Performance Cookies
These technologies help us understand how visitors interact with our website, including pages visited, traffic sources, time spent on the website, device types, and general website performance. This information helps us improve our website and the information we provide to prospective borrowers, homeowners, real estate professionals, and other visitors.

Marketing and Advertising Cookies
Where permitted by applicable law and based on your cookie preferences, we may use cookies, pixels, and similar technologies to measure the effectiveness of our advertising and marketing campaigns and understand how visitors reach and interact with our website.

Functional Cookies
These cookies may remember certain preferences or selections and help provide a more convenient and personalized website experience.

3. Mortgage and Lending Information

Visiting our website, interacting with website content, or accepting cookies does not constitute an application for credit, prequalification, preapproval, loan approval, or commitment to lend.

Cookies and similar website technologies are not used by Brown – A Legacy of Home Lending to determine your eligibility for a mortgage loan, establish loan terms, determine an interest rate, or make a credit decision.

If you voluntarily submit information through a contact form, mortgage inquiry form, or other website feature, that information is handled separately in accordance with our Privacy Policy and applicable laws and regulations.

4. Information That May Be Collected

Depending upon the technologies used and your cookie preferences, information collected automatically may include:

  • IP address

  • Browser and device type

  • Operating system

  • Approximate geographic location derived from an IP address

  • Referring website or traffic source

  • Pages viewed

  • Links or buttons clicked

  • Date and time of website visits

  • Website session information

  • Advertising or campaign interaction information

Our general website cookies are not intended to collect sensitive financial information such as Social Security numbers, bank account numbers, credit card numbers, income documentation, or credit reports.

Please do not submit sensitive financial or personally identifiable information through a general website contact form unless you are specifically instructed to provide that information through an appropriate secure system.

5. Third-Party Technologies

Our website may utilize third-party technologies and service providers for website hosting, analytics, communications, advertising measurement, customer relationship management, scheduling, video content, social media, call tracking, and other website functionality.

These third parties may place or access cookies or similar technologies in accordance with their own privacy and cookie practices.

The specific technologies and service providers used on this website may change as we update our website, mortgage services, and marketing systems.

6. Managing Your Cookie Preferences

Where a cookie consent or preference tool is available, you may use it to accept, reject, or manage categories of non-essential cookies.

You may also configure your internet browser to block, restrict, or delete cookies. Disabling certain cookies may affect the functionality or performance of portions of our website.

Cookies that are strictly necessary for website operation, security, or functionality may remain active.

7. Privacy Signals and Do Not Track

Some browsers and devices provide privacy preferences or signals relating to online tracking.

Our response to these signals may depend upon applicable law, the technology involved, and the functionality provided by our website and third-party service providers. Where legally required and technically supported, we will honor applicable privacy choices and opt-out mechanisms.

8. Third-Party Websites

Our website may contain links to websites or services operated by third parties.

Brown – A Legacy of Home Lending is not responsible for the cookies, tracking technologies, privacy practices, security, or content of third-party websites. We encourage you to review the privacy and cookie policies of any third-party website you visit.

9. Changes to This Cookie Policy

We may periodically update this Cookie Policy to reflect changes in our website, technology, business practices, service providers, or applicable legal and regulatory requirements.

When this policy is updated, the “Last Updated” date at the top of this page will be revised.

10. Contact Us

If you have questions regarding this Cookie Policy, our use of cookies and similar technologies, or our website privacy practices, please contact us:

Brown – A Legacy of Home Lending
Edwardsville Office
231 N Main St
Edwardsville, Illinois 62025

Call/Text: (618) 975-1923
Email: [email protected]

Three offices. Same team.

Edwardsville

231 N Main St
Edwardsville, IL 62025

Brycen Brown · NMLS #2567359

618-278-8820

  • Monday–Friday8:30 AM–5:30 PM
  • SaturdayClosed
  • SundayClosed

Extended Lending Support: Available 7 days a week, 8:00 AM–9:00 PM.

Get directions to Edwardsville →

Lake Geneva

753 Geneva Parkway, Building 2, Suite 4
Lake Geneva, WI 53147

James Bochnovic · NMLS #1892655

630-217-7604

  • Monday–Friday8:30 AM–5:30 PM
  • SaturdayClosed
  • SundayClosed

Extended Lending Support: Available 7 days a week, 8:00 AM–9:00 PM.

Get directions to Lake Geneva →

Oakbrook Terrace

1801 S Meyers Rd, Ste 500
Oakbrook Terrace, IL 60181

Blake Brown · NMLS #1525629

618-978-5744

  • Monday–Friday8:30 AM–5:30 PM
  • SaturdayClosed
  • SundayClosed

Extended Lending Support: Available 7 days a week, 8:00 AM–9:00 PM.

Get directions to Oakbrook Terrace →

618-278-8820

Office hours

  • Monday–Friday8:30 AM–5:30 PM
  • SaturdayClosed
  • SundayClosed

Extended Lending Support: Available 7 days a week, 8:00 AM–9:00 PM.

Follow the team

Available loan programs

  • Pre-Approval
  • Conventional
  • FHA
  • VA
  • USDA
  • Jumbo
  • Refinance

Areas served

Edwardsville, Glen Carbon, Troy, Collinsville, Maryville, Highland, Bethalto, Wood River, Alton, O'Fallon, Belleville, Lake Geneva, Delavan, Elkhorn, Walworth County, Oakbrook Terrace, Oak Brook, Lombard, Downers Grove, and the greater St. Louis Metro East, Southeast Wisconsin, and Chicago western suburbs.

Proudly serving homebuyers across Illinois, Missouri, Wisconsin, Indiana, and Florida.

Equal Housing Opportunity. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. We do not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, age, marital status, or source of income.

© 2026 Brown — A Legacy of Home Lending. All rights reserved.